Home Equity Line of Credit - As low as 1.99% APR for the first 3 months. See below for full details.

Whether you’re ready to make those home improvements, send your child off to college, or take that once-in-a-lifetime trip, a Home Equity Line of Credit from Fidelity Bank can help you fulfill your dreams.

With a Home Equity Line of Credit you can enjoy:

  • A fast, secure application process through the Fidelity Bank Mortgage App.
  • Your dedicated Fidelity Banker available when and where you need them.
  • The flexibility to pay only on the amount you use.
  • An approval within 3 business days… guaranteed!•

 

Get started today. The possibilities are endless.

Get Started

Start your application today!

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*Based on loan amount of $75,000.00 or greater and a credit score of 740 or higher for current promotional loan rate of 1.99% APR for 3 months. The Annual Percentage Rate (APR) is a variable rate of interest that is tied to the Wall Street Journal National Prime Rate published daily, currently at 8.50% APY. Rates are subject to change. The maximum rate of interest is 18.00% and maximum loan-to-value is 80.00%. One (1) to four (4) family owner-occupied homes or one (1) unit second homes and a first (1st) or second (2nd) lien only. During the ten (10) year draw/fifteen (15) year repayment period, monthly payments must be automatically deducted from a new or existing Fidelity Bank Checking Account. “No Closing Costs” applies to loans $25,000.00 – $250,000.00 with a minimum of $25,000 in new money, which is defined as money not currently borrowed from Fidelity Bank. Home Equity Line must remain open for at least thirty-six (36) months.; If the loan is paid off at thirty–six (36) months or sooner, borrower agrees to repay Fidelity Bank all closing costs which can be up to $1,168.11. A $30.00 annual maintenance fee will be assessed at the closing and each year thereafter during the draw period. Homeowner’s insurance with Fidelity Bank listed as mortgagee is required, flood insurance is required if applicable, and title insurance is required on loans greater than $250,000.00, which is paid by the borrower. Subject to credit approval. Other rates are available, but fees may apply. The current floor rate is 5%. Please consult a tax advisor regarding the deductibility of interest. Offer is valid as of September 18, 2023, and may change or discontinue at any time. Offer cannot be combined with any other offer. Not a commitment to lend.
•Guarantee of loan decision within three (3) business days pending receipt of complete loan application including signatures of all borrowers, signed disclosures, and all necessary financial information. Restrictions apply on loans greater than $500,000.00. Not a guarantee for an extension of credit. Please see a Fidelity Banker for more details.