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/ Commercial / Cash Management
Business owners’ #1 hurdle to success is their inability to get paid on time from clients on a regular basis. Fidelity Bank’s Business Efficiency Process utilizes electronic cash management tools to create better efficiencies for your business. Let us discuss how you can utilize these tools to speed up your receivables while creating money and time efficiencies that impact your business’ bottom line. Fidelity Bank also has tools to assist with fraud prevention.
Credit Card ProcessingExpedite your receivables and encourage your customers to spend more by accepting credit cards. Many people travel with no extra cash in their pocket, and your business could be missing sales opportunities if you don’t accept credit cards or debit cards.
Electronic Funds Transfers/ACH
Electronic Funds Transfer/ Automated Clearing House (EFT/ACH) origination is safe, secure, efficient and less expensive than paper check payments and collections. Our service provides you with a reliable and secure process to disburse or collect payments electronically.
Fidelity Bank EFT/ACH services will save you time and reduce expenses by:
Remote Deposit
Increase cash flow, reduce expenses and save time for yourself and your employees with Remote Deposit. From your desktop, scan checks and transmit the images or data to Fidelity Bank in just a few simple steps. All that’s needed is a PC, Internet connection and a scanner.
Lockbox Service
Make your accounts receivable easier to manage with Fidelity Bank’s Lockbox Service. Maximize your cash flow and streamline your operations by having Fidelity Bank process your paper remittances at our location. We will pick up your check payments from the U.S. Post Office and process them for deposit the same day. Images of the checks and associated remittance documentation are provided online the same day.
Our Lockbox Service reads and stores output electronically, taking the tedious work out of accounts receivable, creating less data entry errors, and providing you with another safeguard against theft.
Talk to us about how we can help you grow your business with the right tools and technology. Call 1-800-388-4380 or email us at Fidelity@fddbank.com
Wire Transfers
Need to transfer a large sum of money electronically? With Online Wire Transfer services from Fidelity Bank, you can conveniently transfer funds electronically from your Fidelity Bank business account to an account at another financial institution within the US or internationally. Wire transfers are safe, simple and efficient; they provide your business with the ideal method of payment for large transactions or when payment is required the same day.
Fidelity Bank Visa® Credit Cards
Visa® Purchasing Cards for business and nonprofits give your organization the convenience to make purchases worldwide. Plus, you will have unified payment processing, simplified money management and maximized savings. They provide access to the Visa® worldwide network with acceptance at millions of merchant locations and ATMs.
A detailed transaction record is captured for every purchase and can be integrated with your electronic expense reporting to help you monitor travel/entertainment and other business expenditures.
Fidelity Bank Visa® Business Debit Cards
The Fidelity Bank Visa® Business Debit Card allows you to pay for purchases directly from your business checking account anywhere around the world where Visa® is accepted.
Streamline and consolidate your business expenses with the Fidelity Bank Visa® Business Debit Card – it lets you pay for purchases directly from your business checking account anywhere around the world where Visa® is accepted. You won’t need to write checks, wait for check approval or even carry cash.
Positive Pay Fraud Detection
There’s no way around it – fighting fraud is a constant battle. If you want to rest easier and make sure your finances are protected, consider Fidelity Bank’s fraud detection tool – Positive Pay.
Positive Pay protects your transactions by matching your check information against a list of checks previously authorized by your organization. This way, we can monitor and identify any unusual activity posting to your account.
The many advantages of Positive Pay include:
CDARS
CDARS, the Certificate of Deposit Account Registry Service, is one of the most convenient ways to access FDIC insurance on balances greater than $250,000. As a participating organization, Fidelity Bank will work one-on-one with individuals and businesses to ensure that investments are working hard while still benefitting from full FDIC insurance coverage.
Call our Business Bankers at 1-800-388-4380 or email us at Fidelity@fddbank.com
Insured Cash Sweep (ICS)
If you have a need to insure all funds on deposit in excess of the FDIC $250,000 insurance limit, we can provide access to multi-million-dollar FDIC protection with ICS®, the Insured Cash Sweep® service.
eGiving
Fidelity Bank is pleased to offer eGiving, a product specifically designed for churches and charitable organizations. The Fidelity Bank eGiving program provides non-profits with the ability to automatically deduct pledges, membership dues and donations from supporters’ checking accounts and give individuals the opportunity to make secure, automatic contributions or payments on a daily, weekly, or monthly basis.
Business Online Banking
If you enjoy the convenience of 24/7 secure access to your business accounts, Business Online Banking is an essential financial tool for you. We’ve updated our Business Online Banking to make it easier to navigate and use.
See Our Business Products
Business Web Bill Pay
Managing your accounts payable with Fidelity Bank’s Business Web Bill Pay is the quickest, easiest way to get organized and control your cash flow. Enter all your payables and schedule payments for their delivery date or set up automatic payments for recurring bills of the same amount. Pay bills anytime from anywhere you can access the internet. Best of all there are no stamps, no writing checks, and no worrying if your payment will get there on time. With Business Online Banking, you can set up permission levels that match your staff’s activities within your organization.
It’s free when you enroll in Business Online Banking and pay at least two (2) bills per month online.
Not an Online Business Banking Customer? Please call us at 1-800-388-4380 or stop by any branch to inquire about signing your business up for Online Business Banking.
Fidelity Bank Business App
Take your business on the road by downloading the Fidelity Bank Business App. This tool will allow you to approve bills, check balances, and set up bill pay, anytime or anywhere.
Our updated Fidelity Bank Business App makes it easy to initiate and approve bill payments from your mobile device, saving your business the most valuable resource of all time.
If you already use our Business Online Banking service, simply search for our Fidelity Bank Business App in the app store on your iOS or Android device. After you’ve downloaded the app, log in with your Business Online Banking credentials. That’s it!
Download the App
For more information or questions, please contact us by phone at 1-800-388-4380 or email us at Fidelity@fddbank.com.
15 months of history available2 Business Bill Pay requires Online Banking and is free with two (2) bills paid per month.3 Available balance
Fidelity Bank offers a variety of convenient resources and tools. Educational articles, Frequently Asked Questions, Instructional Videos and more are at your fingertips.